2026-08-05
Wealthfront Cash Account as a Checking Replacement — 2 Months In
215 words · Tom
📝 Editor's Notes
David's trade log and cash-flow notes — real dollar amounts, real dates, real rules. Short. Dated. First-person.
2026-08-04
Ally Bank $250 Bonus for $15k Deposit — Worth the Hoops?
215 words · Tom
2026-08-03
VTI August Dividend Reinvested at $272.80 — 50 Shares Total
215 words · Tom
2026-08-01
Wealthfront HYSA at 4.50% — 3-Month Review, $187 Earned
215 words · Tom
2026-07-31
I bonds after 2 years — $1,000 earned $92.40 in interest, but the real yield is negative
215 words · Tom
2026-07-30
Roth IRA 2026 backdoor contribution — $7k limit and the pro-rata trap
215 words · Tom
2026-07-29
VTI July dividend reinvested at $273.50 — 49 shares total
215 words · Tom
2026-07-28
VTI dividend reinvested at $274.10 — 48.32 shares total
215 words · Tom
2026-07-27
VTI vs VOO overlap: 85% identical — why I'm consolidating
195 words · Tom
2026-07-26
Ally 4.00% HYSA vs Marcus 4.25% — why I split my emergency fund
115 words · Tom
2026-07-25
SoFi HYSA Dropped to 4.00% APY — Time to Switch?
115 words · Tom
2026-07-23
VTI June 2026 Dividend: $148.32 Reinvested at $276.40
115 words · Tom
2026-07-22
VTI Dipped to $275.80 — 4th DCA Buy Triggered
115 words · Tom
2026-07-22
Roth vs Traditional IRA: Why I Switched at $95k Income
118 words · Tom
2026-07-18
Bought $2,000 more VTI at $279.14 on the July 15 dip — 3rd tranche of the year
125 words · Tom
2026-07-17
Bought $2,000 more VTI at $279.14 on the July 15 dip — 3rd tranche of the year
125 words · Tom
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